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Sparkle – It’s time to be free

Sparkle is a digital ecosystem providing financial, lifestyle and business support services to Nigerians around the world. Licensed by the Central Bank of Nigeria (CBN), Sparkle is what most people would refer to as a ‘digital bank’.

At Sparkle, we are all about helping you achieve what you want to do. Whether its entertainment, education, saving or investing for the future, we’ve got you covered.

Trust and transparency are some of our key values so, with us, nothing is hidden. There are no hidden fees and everything we do is very clear and simple. Pretty neat, right? Hold on…there more!

Open an account in minutes from anywhere in the world

Open a full operational Nigerian bank account from your phone anywhere in the world with just your Bank Verification Number (BVN), email address and phone number.

Goodbye, excess documentation....hello simplicity!

Keep your money safe and secure

Your money is safe with us as we have taken extra measures to ensure you’re covered against fraud and account takeovers. That’s not all. If you ever lose or misplace your card, you can freeze and unfreeze it in the Sparkle app.

You can also turn on and off features like contactless, e-commerce and swipe payments. Talk about security just how you want it! …And yes, just like every other bank in Nigeria, your money is protected by the Nigeria Deposit Insurance Corporation (NDIC)

Fund your account

You can add money to your Sparkle account via a debit card or by making an instant transfer from another bank to your Sparkle account. Easy peasy!

Send and receive money

Send and receive money to and from other sparkle account holders. You can also send and receive money instantly from and into your Sparkle account from other banks in Nigeria.

Manage your money

Get real-time instant notifications for your transactions and also view how much you spend daily, weekly and monthly through a simple display showing a breakdown of payments by category, such as transport, utilities, and food, all within the app.

Save in a fun and creative way

Save for things that matter to you. Using Sparkle Stash, you can save for different goals at the same time. How cool is that? You can save for a targeted amount or keep your savings open.

You can also do percentage savings where you determine what percentage of your account balance will be going to your savings every day, week or month! You can also use your preferred images as part of your stash to stay focused on your goals.

Request Money

Ask friends and family for money at no cost by simply sending them a request for the amount you want.

Get on top of your bills

Pay your bills whenever you want, wherever you are. You can also split bills with friends, family or acquaintances and everything is settled within the app. Amazing? I know!

Go physical or virtual

Make secure and easy purchases online and in-person with Sparkle cards. Choose a physical card and it will be delivered right to you, anywhere in Nigeria. Not a fan of physical cards? We offer virtual cards too.

Talk to Indie

We know things get confusing sometimes and that you might need help. But don’t worry, Indie, your financial buddy is always there for you. The friendly chatbot offers 24/7 customer service and will help you sort out any issue.

Our customers help us make big decisions and we’d love you to join. But don’t just take our word for it. Download the Sparkle app today, join the future and benefit from the freedom, flexibility, and transparency of Nigeria’s most innovative digital bank.