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Rubies is a Digital Bank that disrupts regular banking as we know it by providing 100% digital top-notch services and technology at its peak.

With Rubies, you can
Decide what your account number looks like
Open an account in a minute
Get free Debit cards and have us deliver to you at no cost.
No hidden charges
Request money
Earn 20% income on friends you bring on board

Don’t just bank……. Be Free.
Freedom, sincerely yours….


















Rubies is a fully Digital bank that gives you financial freedom.
Do more than just banking, Decide what your account number
We aim at providing Banking Democracy (decide everything that goes on in your account) to Nigerians.
Some of the offerings are:
i. No Maintenance fee
ii. Free Debit Cards: Also comes with an option of free delivery
iii. Independent Banker: Refer people and earn every time they transact on Rubies
iv. Customizable Account: Decide what your Account Number looks like
v. Proximity Transfer: Transfer money easily to friends on Rubies around you with a single tap
vi. Open Account: Get an account on the fly, from anywhere (App, Website).
vii. Request Money: Request funds from friends on Rubies with a single button
viii. No Hidden Charges



Do more than Banking, live!