Download KDB산업은행 「스마트KDB」 APK free

Korea Development Bank smartphone banking

1. Overview
Using the new Smart KDB, you can safely and conveniently use banking services such as inquiry, transfer/payment, financial products, and non-face-to-face services.
-Target: Individual customers (new deposits and smart phone banking subscriptions available at Smart KDB)
* Please understand that smart KDB cannot be used on smartphones with a history of rooting or hacking.


2. New service
Easy mobile authentication
-With simple authentication (simple password/pattern/fingerprint), smartphone banking login and all menus can be used without OTP.
(Up to 10 million won per time, 50 million won per day can be transferred without OTP, excess amount is transacted after entering OTP)
-Customers who subscribe to the mobile simple authentication service can withdraw a small amount (within 1 million won per day) from an industrial bank automated device without a cash card after applying for a simple withdrawal from smartphone banking.

Quick notifications and personalized information
-You can quickly and conveniently meet deposit and withdrawal transaction details, financial information (fund return rate, exchange rate information, reception expiration date), and marketing notifications through the PUSH service.
-You can check personal banking information such as frequently searched accounts and personal interest products in MY KDB at a glance.

Smart banking and identity verification
-Through AI financial transaction pattern analysis, we will inform you of periodic transfers, utility bill payment details, and frequently used menus.
-Without visiting a branch office, you can use the new deposit and banking management service on mobile through your identity verification.

Reliable retirement pension and mobile cash card
-Most financial products provided by Internet banking, including retirement pensions, can also be used in smartphone banking.
-You can use the ATM service by issuing a mobile cash card with a smartphone without a physical card.

3. Access authority information

[Basic required]
-Phone: Check mobile phone status and device information
Malware diagnosis, jailbreak/rooting history detection and blocking
* You cannot use Smart KDB if you do not agree to allow access rights as basic access rights for using Smart KDB.

[Trade required]
-Storage space: Read joint certificate file (NPKI) (limited to customers using joint certificate)
Smart OTP read/write via NFC (Only for customers using Smart OTP)
-Camera: Operate camera for ID card and QR code recording (only for customers using non-face-to-face real name verification service and joint certificate)
* This is the access rights required for a specific transaction, and consent is obtained upon initial access to a transaction that requires access rights.
After you agree, you will not receive separate consent unless you revoke permission to access.

** How to change access rights: Phone settings> Application (app) management> Smart KDB> Permissions